Do you hate ATM charges? Effectively, you’re not alone.
Paying cash to entry your personal cash is irritating to say the least.
The common ATM price is about $3, however some machines impose heftier surcharges of $5 or extra.
Non-bank ATM operators typically cost much more, as much as a whopping $10 per transaction. (Casinos in Las Vegas, for instance, are notorious for prime ATM withdrawal charges.)
A pair {dollars} right here and there could not appear to be quite a bit. However these small fees actually add up if you happen to’re on a decent finances.
You possibly can often keep away from pesky charges by visiting your financial institution or sticking to in-network ATMs. Some monetary establishments will even reimburse you for a sure variety of ATM charges per thirty days or per yr.
It’s also possible to ask for money again while you’re testing at a retail retailer, or use money switch apps like PayPal and Venmo if you must ship cash to buddies.
However generally ATM charges are unavoidable, particularly if you happen to’re touring or pressed for time.
ATMs additionally earn money for companies that host them, so some institutions make it handy (however costly) to make use of them. Have you ever ever been to a bar or restaurant that solely accepts money — but occurs to have a high-fee ATM only a few toes away?
The PNW Community — a gathering place the place like-minded people share suggestions and recommendation on making, saving and managing cash — is conducting a brand new survey to learn the way members keep away from ATM charges.
To this point, respondents favor sticking to in-network machines and planning forward to bypass undesirable fees.
Greater than 1,350 folks have already weighed in, however it’s not too late to share your opinion, too! Head on over to The PNW Group to cast your vote now earlier than the survey ends Aug. 10.