Are you searching for a summer time expertise you received’t neglect?
You don’t have to interrupt the financial institution for a superb time. We’ve provide you with 100 actions that will help you take advantage of your summer time — and better of all, they’re free. Retaining in thoughts that COVID issues will fluctuate relying in your location or choice, our summer time bucket record contains choices that may be digital, too.
100 Free Summer time Actions
Summer time enjoyable doesn’t need to price you an arm and a suntanned leg. Listed below are 100 free summer time actions for teenagers, mother and father, buddies and extra. From tenting to coding, use our record to make this summer time the perfect — and most inexpensive — one ever.
The Nice Open air
There’s a wealth of free out of doors summer time actions — so long as the climate cooperates!
1. Parks: Whether or not you reside in a small city or a giant metropolis, likelihood is there’s a free park close by prepared so that you can cease by and revel in for the afternoon. The Nationwide Park Service has some enjoyable concepts about including to the journey by mapping your visits.
2. Picnics: Make a few nut butter and jelly sandwiches, or spend a morning deviling up some eggs. Then pack your picnic basket (or any bag will do), seize a blanket and revel in eating al fresco. All the pieces tastes higher outdoors.
3. Mountain climbing: Parks, lakes and different nature areas usually have marked mountaineering trails. Additionally they often designate the path’s talent stage and supply choices for novice hikers in addition to skilled ones. Be sure that to put on comfy, sturdy sneakers — and convey the bug spray! Earlier than you head out, examine your native parks division web site or the National Park Service web site to be sure to find out about closures or schedule modifications.
![](https://cdn.thepennyhoarder.com/wp-content/uploads/2020/06/11132037/playground-final-1024x683.jpg)
4. Playgrounds: Play areas and slides are nice locations for teenagers to run and play, however they’re enjoyable for adults too! Arrange a play date, take the children to the playground, or go after sundown with somebody particular and swing side-by-side.
5. Swimming: There are methods to swim without cost in the summertime. See if native swimming pools provide free summer time swim days, or take a look at the seashores, lakes and swimming holes in your space. The YMCA Swim for Life program provides free classes primarily based on revenue.
6. Kite-flying: As Mary Poppins put it: Let’s go fly a kite! For those who don’t have already got one, it’s fairly straightforward to make your own from belongings you most likely have round the home like a rubbish bag, sticks, and string.
7. Stargazing: Wanting on the stars is all the time free, so discover a cloudless evening and obtain a free astronomy app that will help you determine what you’re seeing. When you’re gazing skyward, observe the situation of the Worldwide Area Station with a free app, and examine when it will likely be seen in your space.
8. Tenting: Earlier than you begin planning your journey, take a look at our information to tenting on a funds. Search for free campsites in your space after which pack the automotive with tents and marshmallows!
9. Yard tenting: The place higher to pitch your tent than in your individual yard? I went yard tenting as a child, and it was a enjoyable solution to expertise the joys of sleeping outdoor. Plus, it’s a campsite you don’t need to pay for!
10. “Search” out nature: Obtain the free Seek app from iNaturalist and spend time exploring residing issues outdoor. The stay image-recognition function searches by way of a catalog of thousands and thousands of crowdsourced nature observations so you’ll be able to immediately determine species of vegetation, bugs, birds and different residing issues. You may even earn badges with Search’s month-to-month challenges. Simply be sure you watch the place you’re going when utilizing this app — it’s mesmerizing, like a nature targeted Pokémon Go.
11. Gardening or hydroponics: Begin seeds in the summertime for fall crops. Plant seeds or cuttings within the yard and watch them develop. On-line seed swaps provide free choices if you have already got seeds laying round. If not, some public libraries have free seed libraries, which assist preserve heirloom seeds rising for brand spanking new generations. Hydroponics are a enjoyable solution to develop vegetation indoors if dust is just not obtainable. Develop an avocado from an avocado pit or inexperienced onions from the bulb finish.
12. Crowdsourced treasure hunt: Geocaching is enjoyable for the entire household and a fantastic likelihood to spend time outdoor. Obtain the free app or entry the positioning from an web browser, select your cache, and set off on an journey. While you discover the treasure — usually a toy or another token — you’ll be able to take it and go away your individual. It is a nice alternative to get inventive with handmade crafts or swap out small toys your youngsters not need.
![People wait for a free movie to start in a park.](https://cdn.thepennyhoarder.com/wp-content/uploads/2018/06/02141906/FREETHINGSTODO_05-final-1024x683.jpg)
Arts and Leisure
Try these free summer time arts and leisure actions to maintain busy.
13. Digital performances: When the pandemic pressured many performing arts teams to cancel or postpone in-person occasions, loads of them moved on-line. Even with restrictions easing (fingers crossed) many of those occasions are persevering with. Try Lincoln Center at Home without cost dance, movie and theater choices. Additionally, examine your native theater’s web site without cost streaming of stay performances.
14. Outside motion pictures: Many cities and cities have free summer time out of doors motion pictures. Convey a blanket and get there early to say your spot!
15. Free motion pictures: Outside motion pictures aren’t the one solution to see free flicks this summer time. Do you know you may get free motion pictures out of your native library?
16. Outside theater: Whether or not it’s Shakespeare within the Park or a summer time musical, loads of cities provide free out of doors theater whereas the climate’s heat. Verify together with your native parks division.
17. Summer time concert events: Free out of doors summer time concert events are beginning up once more. Try the schedule of occasions in your neighborhood calendar or occasion house.
18. Free museum tickets: Almost all museums provide free admission days, so work out when you’ll be able to go without cost and revel in a day spent in air-conditioned consolation. Some museums might have occupancy limits, so you might have to register on the museum’s web site for dated ticket entry — which means you’ll be able to solely go in your scheduled day. So plan forward.
19. Bookstore writer nights: Bookstores recurrently invite authors to offer readings from their latest books. Has your native bookstore gone to digital occasions? You may all the time seize a blanket and sit underneath the celebs together with your smartphone or pill.
20. Public lectures: Many communities have free public lecture collection, so see what’s being offered in your space, whether or not in individual or on-line. You could possibly study something from aardvarks to zydeco. Faculty and college campuses usually encourage neighborhood attendance at free lecture collection the place you’ll be able to hear from students and particular company.
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Summer time Actions in Your Group
When you begin trying, you may be stunned what number of free issues can be found in your neighborhood. Try your native chamber of commerce web site, recreation middle web site and occasion listings and also you’ll get a lot of concepts like these.
21. Group occasions: Verify your native newspaper web site or neighborhood calendar without cost neighborhood occasions like runs, festivals and backyard excursions. Some have moved on-line, which means you’ll be able to take part from anyplace.
22. Volunteering: Your favourite native organizations want volunteers — maybe now greater than ever. You may even use volunteering as a possibility to be taught a brand new talent. For example, the Smithsonian wants digital volunteers keen to learn how to transcribe to allow them to assist make historic paperwork extra simply accessible. Volunteering can also be a good way to offer again — and sure, it’s free!
23. Digital tourism: Possibly you’re nonetheless skittish about long-distance journey, or possibly your funds is maintaining you nearer to residence. Both method, you’ll be able to nonetheless discover distant locations — together with house — by taking one in all these digital subject journeys.
24. Hometown tourism: If a good friend or relative visited your city or metropolis, what particular sights would you present that individual? Why not discover these locations your self?
25. Subsequent-town-over tourism: Are you just a little bored together with your hometown? Take a motorcycle or automotive journey to the subsequent city over and play vacationer. See what free parks and thrilling vistas it has to supply!
26. Window buying: Simply since you don’t wish to spend cash doesn’t imply you’ll be able to’t have the enjoyable of buying. Window-shopping is a good way to discover a brand new neighborhood. It’s a must to have actually good self-control, although — no impulse buys! Snap some images as an alternative to gather concepts for a particular deal with or to trace round a couple of birthday present.
27. Farmers markets: Right here’s one other free exercise that requires just a bit self-control: visiting a farmers market. You may spend your time people-watching whereas having fun with just a little native tradition and attempting out the free samples. Plenty of markets have stay leisure, too.
28. Meetup teams: Meetup.com offers you the chance to attach with different neighborhood members who share related pursuits, from orienteering to knitting. Some teams would possibly meet in locations that price cash, resembling espresso outlets, so search for teams that meet nearly or in free areas.
29. Public library: How may we get this far with out mentioning the library? Your public library has a wealth of free books, motion pictures, music and video games for you and your loved ones to get pleasure from. In case your library isn’t open for visits, strive free library apps like Hoopla and Overdrive.
30. Tour the native hearth station: Many fire stations provide free excursions to native residents. Get a gaggle collectively for some academic enjoyable and be sure you name forward! Get a gaggle collectively for some academic enjoyable and be sure you name forward!
![A group of people walk in the park.](https://cdn.thepennyhoarder.com/wp-content/uploads/2018/06/02142450/walk_in_the_park-final-1024x683.jpg)
Self-Enchancment
You’re nice simply the best way you might be, however if you wish to stage up your life, these free concepts will help.
31. Morning pages: Followers of Julia Cameron’s “The Artist’s Way” are already accustomed to the concept of waking up each morning and writing three pages about no matter’s in your thoughts. It helps you course of feelings, discover concepts and even write brief fiction. It’s additionally completely free.
32. Gratitude journal: Write your morning pages as quickly as you stand up. Then, on the finish of the day, write down three issues in your gratitude journal. These might be three belongings you’re grateful for or simply three comfortable reminiscences from the day.
33. Stroll 10,000 steps: For those who’re seeking to enhance your basic well being, begin by strolling. Purpose for a ten,000-step-per-day purpose, which is about 5 miles. For those who don’t have already got a pedometer, use a free pedometer app to trace your steps — or simply stroll round a park or a observe for about an hour.
34. Sofa to 5K: Prepared for one thing just a little extra intense? Strive spending your summer time going from sofa to 5K — that’s a 5K run, after all. The Couch to 5K program helps newbie runners slowly work their method as much as a 5K run by steadily rising the space run day-after-day.
35. 7-minute exercise: The New York Occasions’ 7-Minute Workout is one other nice — and free — solution to keep match. All of the workout routines are designed to be carried out at residence with no particular tools. Push up and crunch your solution to bodily health, in simply seven minutes per day.
36. Declutter your own home: Whether or not you employ the KonMari methodology or make it up as you go alongside, taking the time to declutter will go away your own home feeling refreshed and also you feeling re-energized. Belief us — you’ll be glad you took the time to filter these previous papers and even make some cash off these previous garments.
37. Refresh your own home’s look. For those who’re getting bored with the look of your environment, we’ve suggestions from residence decorators for refreshing your own home — and so they don’t price a dime.
38. Learn all of the books in your nightstand: For those who’re something like us, your nightstand has no less than 5 half-finished books stacked on it. End them, after which put them away! Make it enjoyable by organising a free account to trace and evaluation your summer time reads on Goodreads.com. You may also enter to win free books by way of the Goodreads Giveaways program.
39. Study a brand new pastime: All the time needed to know the way to attract? Or to impress together with your singing voice, even outdoors the bathe? With the assistance of free on-line tutorials, you’ll be able to be taught something from juggling to origami, all with objects you have already got round the home.
40. Get in tune with the moon: The moon phases are highly effective sufficient to change tide ranges within the ocean, plus they’re lovely to watch within the evening sky. Learn about the phases and use them ato mark months off your calendar, fairly than the identical previous weekly grind!
![A family play a game together.](https://cdn.thepennyhoarder.com/wp-content/uploads/2018/06/02143046/family_game_night-final-1024x683.jpg)
Summer time Actions for the Household
Spherical up the children, grandkids, aunts, uncles and cousins for these free summer time exercise concepts.
41. Household dinner: How usually does your entire household sit all the way down to eat dinner collectively — and the way usually does that dinner final for greater than 10 minutes? Use summer time’s extra relaxed schedule to plan common household meals the place you not solely eat collectively, but in addition share dialog and revel in one another’s firm.
42. Inform Your Day: How are you going to make these household dinners memorable? Strive the “inform your day” method, the place every member of the family goes round and shares the story of his or her day. For those who want further inspiration, ask everybody to share one good factor and one problem from their day.
43. Household cooking tasks: Make these household meals much more particular by inviting youngsters to assist prepare dinner. Whether or not you’re making cool, candy treats like Popsicles or passing down your secret spaghetti sauce recipe, you’ll be making each meals and reminiscences within the kitchen.
44. Chronicle household historical past: Do you could have a document of your loved ones’s historical past? How far again are you able to observe grandparents, great-grandparents and prolonged family? Write down household tales and interview family to be taught extra about your loved ones and its many generations. Design a classy — and free — household tree on Canva.com.
45. Make a time capsule: Look to the longer term by making a time capsule. Let youngsters select what they wish to embrace, from college images to a listing of favourite toys. Then bury the time capsule within the yard or put it away someplace secure so it may be discovered by future generations — or you’ll be able to dig it up when your youngsters develop into adults!
46. Household e book membership: Select a family-friendly e book for everybody to learn and talk about collectively.
47. Household film membership: Set up weekly household film nights. Let everybody take a flip every week choosing a free film from the library or in your streaming service.
48. Household sport evening: Was it Mr. Inexperienced within the library with the revolver? Who can construct the Longest Highway? Household sport nights are nice methods to spend time collectively with out spending cash. Fashionable video games embrace enjoyable with railroads (Ticket to Journey), the craving-inducing Sushi Go Celebration! and harmful cats (Exploding Kittens), which might usually be checked out without cost at your native library.
49. The longest image on this planet: In Beverly Cleary’s “Ramona and her Father,” the Quimby father and daughter work collectively to attract the longest image on this planet. Replicate Ramona’s journey together with your youngsters, utilizing crayons or markers to create your individual longest image as a household.
50. Household slumber social gathering: Seize your jammies and your sleeping luggage and have a household slumber social gathering in the lounge.
51. Reconnect with family: Arrange chat periods with family you don’t see fairly often, or introduce your youngsters to their second cousins! For grandparents who stay distant, take into account organising a weekly or twice-monthly session to communicate and get to know one another just a little higher.
52. Sure Day: Amy Krouse Rosenthal’s “Yes Day” is about how mother and father can create magic for his or her youngsters by merely agreeing to say sure to each request for one full day. Sure, you’ll be able to eat ice cream for breakfast. Sure, you’ll be able to have one other hour of display screen time. Mother and father would possibly wish to set some floor guidelines, after all, however a Sure Day for something that doesn’t price cash simply would possibly develop into essentially the most memorable day of the yr!
53. Household band: Whether or not your youngsters have a yr or two of piano classes underneath their belt or they’re nonetheless studying how one can play the recorder, have enjoyable spending a day collectively singing and recording your loved ones’s favourite songs. Don’t neglect to ship the recording to Grandma — she’s going to adore it.
54. Shakespeare within the yard: Work together with your youngsters to stage a play or placed on a expertise present within the yard. Use toys and dress-up garments as props and costumes, and invite buddies to return over and see the present! Free studying actions from Folger.edu will help youngsters — and fogeys — get enthusiastic about Shakespeare.
55. Household sports activities day: Play parents-vs.-kids basketball, present your youngsters how one can play HORSE, mark off a baseball diamond within the yard or educate your youngsters the numerous “guidelines” of Calvinball.
56. Craft time: Flip cardboard, milk cartons, Ok-cups and different recyclable items into enjoyable household craft tasks. For those who want inspiration, right here’s a listing of 1,000 recycled craft ideas, from placemats to house ships.
57. Mother or father date evening: Depart the children with grandparents or prepare a free babysitting swap. Then exit for a much-needed date evening, doing free summer time actions like stargazing, going to an out of doors live performance or having a picnic.
58. One-on-one child dates: Take every of your youngsters out for a particular one-on-one “date.” Do free, enjoyable summer time actions like hanging out on the playground or visiting a museum.
59. Rock and bowl: Bowling might be costly, however many bowling alleys provide free bowling nights for teenagers. Mother and father can preserve rating and rock out to the music whereas cheering on the budding professional bowlers. Verify together with your native bowling alley!
60. Go to a manufacturing unit: Take a factory tour to learn the way stuff is made. Many firms provide free admission.
![A little girl reads a book.](https://cdn.thepennyhoarder.com/wp-content/uploads/2018/06/02144312/reading-final-1024x683.jpg)
Summer time Actions for Youngsters
These free youngsters’ packages are excellent for encouraging them to stretch their minds.
61. Barnes & Noble summer time studying: In case your youngsters love studying, they’ll earn a free e book by signing up for the Barnes & Noble Summer Reading program, studying eight books and journaling about them. In case your youngsters are already huge readers, you might want concepts on how one can get free books for teenagers.
62. Digital zoo: Zoos in your space might provide particular pricing and even free admission on sure days. However you can too take free digital excursions of zoos close to and much. The San Diego Zoo provides webcam video of its residents in motion together with actions and video games to maintain your little animal lovers entertained.
63. TD Financial institution Wow Zone: Acquired a would-be inventory market whiz in your palms? Allow them to check out their abilities — with out risking actual cash — on TD Bank’s Virtual Stock Market. Youngsters can be taught fundamental phrases and compete towards different gamers, beginning with $100,000 of digital cash to commerce on greater than 25,000 shares.
64. Pizza Hut Camp E-book It!: Quite a lot of us bear in mind taking part in BookIt! as youngsters. It’s nonetheless round, and Pizza Hut is providing a free summer reading challenge — and the chance to win coupons without cost pizza — to younger readers.
65. Scholastic Summer time Studying Problem: Let your youngsters be part of a neighborhood of readers with the Scholastic Summer Reading Program. They’ll attend weekly writer occasions, play book-based video games and win digital prizes.
66. Michael’s Camp Creatology: You probably have fundamental craft provides like paper, scissors, paint, yarn and pipe cleaners, you’ll be able to choose from free online workshops for kids.
67. House Depot Digital Discipline Journeys for Crops: In case your youngsters caught the gardening bug, Home Depot offers free virtual field trips about rising vegetation.
68. Scavenger hunt: Plan your individual scavenger hunt or join a community hunt. Scavenger Hunts encourage curiosity and statement abilities. The perfect half? They’ll even be deliberate indoors as a wet day exercise, too.
![Friends listen to another friend playing guitar on a patio.](https://cdn.thepennyhoarder.com/wp-content/uploads/2021/05/20103824/music-friends-final-1024x683.jpg)
Summer time Actions for You and Your Associates
Be the hero of your social circle while you recommend these free summer time actions to do with your pals.
69. Babysitting swap: Alternate free babysitting with a good friend. You’ll watch their youngsters one evening, and so they’ll watch yours one other evening. Or prolong the enjoyable by beginning a summer time camp co-op.
70. Clothes swap: Whether or not it’s in individual or nearly, have your pals carry out their gently worn garments and revel in swapping your method into new favourite outfits.
71. Toy swap: Have your pals drop off their gently worn toys to swap for the toys your youngsters not use.
72. Jam session: Invite your musically inclined buddies on-line or in your yard for a night jam session.
73. Recreation evening: Invite a couple of buddies over to play the board video games you really liked as a toddler resembling Chutes and Ladders, Parcheesi, Jenga, Yahtzee, and Bother.
74. Hang around: You don’t all the time need to plan an occasion on your buddies. Simply invite them to return over and hang around! It’s straightforward and free.
75. Break a Report: Do you could have aggressive buddies? Work collectively to break a world record. You’ll have to learn by way of current data and discover your area of interest, then apply and watch for acceptance. As soon as accepted, you’re in your solution to record-breaking summer time enjoyable.
Nearly Stretch Your Thoughts
![A woman listens to an audio book while reclining on her couch.](https://cdn.thepennyhoarder.com/wp-content/uploads/2020/06/11132544/audiobook-final-1024x683.jpg)
Fireplace up the pc, pill or smartphone to take a look at these on-line freebies.
76. Khan Academy: Whether or not you wish to study JavaScript or Javanese shadow performs, Khan Academy provides free academic content material, together with apply workout routines, to assist educate you almost something you wish to know.
77. Challenge Gutenberg: Get free entry to almost each public area e book by way of Project Gutenberg. You may even learn Challenge Gutenberg books in your Kindle, your e book reader, or the free Kindle app.
78. Free audiobooks: Want your books in audio kind? LibriVox provides free audio variations of public area books, learn by volunteers. (Sure, you’ll be able to volunteer to document LibriVox books too! It’s yet one more free, enjoyable summer time exercise.) Or use one in all these free apps to obtain free audiobooks, motion pictures, TV exhibits and extra out of your library.
79. JayIsGames: Like video games? JayIsGames options the perfect browser and pc video games on the market, from RPGs to locked room video games to interactive novels. A couple of video games are pay-to-play, however the majority are free.
80. Free streaming video: Watch hours of TV exhibits and flicks with free video streaming apps that allow you to take a look at your favourite exhibits without cost.
81. Study a brand new language: Summer time is a superb time to start studying a brand new language. We’ve obtained eight free language-learning instruments that will help you get began.
82. Make motion pictures: Have you ever all the time needed to make a brief movie or begin a vlog? You most likely have all of the instruments you want already in your laptop computer.
83. Report music: Your laptop computer additionally most likely has most of what you should document music — all it’s a must to do is provide you with the hit tune! Report your songs and promote them by way of Bandcamp, or take a look at our different concepts for earning profits with music.
84. Begin a weblog: Everybody has a narrative to inform, why not share yours with the world? Arrange a free weblog and begin writing.
85. Chuckle (or gasp) at YouTube’s finest internet collection: YouTube has loads of nice authentic internet collection, from kid-friendly to grownup. Child-friendly choices embrace “Millie and Lou” and “Tab Time.” Grownup collection vary from family-friendly “Heartland” to extra suspenseful fare resembling nostalgic true crime collection “Unsolved Mysteries.”
86. Binge-watch your favourite TV present: Whether or not you’re a fan of “The Workplace” otherwise you’re extra into “The Handmaid’s Story,” summer time is the time for binge-watching your favourite TV exhibits. A lot anticipated new exhibits embrace “Obi-Wan Kenobi” and “Ms. Marvel.” “Stranger Issues” and “Peaky Blinders,” all again this summer time with new seasons.
87. Apple workshops: Apple moved its beforehand in-person workshops on-line in the course of the pandemic. Join a free session and learn to edit video on a Mac, make music with Garageband and extra.
88. Discover a brand new private finance matter. Certain, you’ll be able to all the time zone out on the newest true-crime podcast. However why not brush up in your private finance information by tuning in to one in all these private finance podcasts?
![A woman streams as she plays a video game online.](https://cdn.thepennyhoarder.com/wp-content/uploads/2021/05/20104328/video-games-final-1024x683.jpg)
Saving, Incomes and Managing Cash
You probably have some spare time, take a look at these methods to save cash, earn cash or do a few of that planning you’ve been laying aside.
89. Resell garments: You may swap your previous garments for money in individual or you’ll be able to promote them on-line.
90. Receives a commission to play video video games: Regardless of what your mother and father advised you, taking part in video video games will not be a waste of your summer time in any case. In reality, we discovered seven methods to receives a commission for enjoying video video games.
91. Have a yard sale: A basic summer time exercise that mixes decluttering with incomes money — and you are able to do it outdoor. What might be higher? We’ve obtained 11 tricks to make your yard sale an enormous success.
92. Promote your collectibles. For those who’ve obtained the time to scour your attic and basement for that previous document assortment and your ’90s memorabilia, you could possibly pocket some more money by promoting them.
93. Begin a coin jar: Get the entire household concerned in saving by organising a coin jar and inspiring everybody to drop of their change. Add additional motivation by making a household purpose, resembling a day on the water park, and taping the purpose to the jar.
94. Replace your resume: When’s the final time you up to date your resume? For higher or worse, it’s one thing you are able to do without cost on a summer time day while you’ve obtained time in your palms. For those who’re undecided the place to start out, take a look at this step-by-step information for writing a resume.
95. Replace your LinkedIn profile: When you’re updating your resume, you would possibly as properly replace your LinkedIn profile. When’s the final time you added new abilities or requested for a suggestion?
96. Make a five-year plan: The place do you wish to be in 5 years? Take a summer time afternoon to take a seat down and take into consideration your objectives and goals — in addition to what you should do to get there.
97. Get out of debt: If one in all your objectives is to get out of debt, you can begin engaged on that proper now. If tackling all of your debt without delay appears overwhelming, suppose smaller, like paying off debt you collected whereas in quarantine.
98. Generate income with out a 9-to-5 job: Need to earn just a little more money to pay down debt or plan for subsequent yr’s summer time trip? We got here up with 53 inventive methods to generate profits that don’t contain a 9-to-5 job, so you’ll be able to nonetheless get pleasure from your summer time. And when you’re searching for a method to earn more money from the consolation of residence, take a look at our job portal. We publish new work-from-home job alternatives each weekday.
99. Get Paid for Your Secret Expertise: If it feels just like the job market is just a little too tight on your style, take into account making a couple of dollars off your particular expertise.
100. Begin Planning for Fall Bills: The final free factor you wish to do that summer time? Begin planning for fall. Whether or not you’re budgeting for back-to-school or serious about faculty and retirement prices, taking time to plan now will imply saving cash in the long term — and pondering forward is all the time free.
Writers Nicole Dieker, Tiffany Wendeln Connors and Veronica Matthews contributed to this story.